Student Renters Insurance

In college I did many stupid things that cost me, I mean my parents a lot of money. I spilled beer on my laptop 4 times, almost set the dorm on fire with my lava lamp, ruined the carpet with all sorts of liquids, accidentally broke the window swinging from the top bunk, and had my play station stolen.

Why am I telling you all this. Well, if I just had student renters insurance I could have saved my parents a lot of money. How does student rental insurance work? You can view more about rentals insurance at about.com

What is renters insurance?

For those who rent, renters insurance covers damage to or loss of your personal property. Whether you rent from a house owner, a property manager, or a university (as a student living in a dorm), consider purchasing renters insurance.

I have a roommate? Do we each get our own policy?

It depends on the policy. Some insurance companies offer one policy that covers multiple people. Others require each person to get a separate policy.

Where do I obtain a renters insurance policy?

Research policies offered by different insurance companies.

Check to see if your bank offers renters insurance..